Tuesday, May 6, 2014

One Year of Money Matters


I first started Money Matters on May 6, 2013. It has now officially been a year! 

I've decided to stop writing blog posts because I know now that there are a lot of more active ways to help people get financially literate. I'll be spending more of my time attempting to organize events, talk to leaders in the community, etc., when time allows. 

Because of Money Matters, I have been able to meet some really awesome people who are passionate about financial literacy. I've been able to help my friends, learn things for myself, and spend time thinking about money. I'm glad I tried this whole blogging thing. 

As always, keep letting me know if you have questions about anything of this stuff. I'd love to help you out. :) 

Thanks for reading, 

Joan 

Monday, April 28, 2014

Messages From Readers: Time Is On Our Side

This is a cool looking clock.

A while ago, I wrote a post about certificates of deposit, and received a quite detailed comment. I’ve reposted it here for those who are interested in this stuff. 

Monday, April 21, 2014

A Totally Do-Able Investment Plan For Anybody Ever


Read this if: 

1) You want to invest but don’t because [ insert any reason here ]. 

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One of the best things you can do for yourself, especially when you are young, is to invest. Let time and the magic of compounding take care of things. Read on for an example and some motivational talk. 

Monday, April 14, 2014

Messages From Readers: An Even Easier, Simpler Way to Invest


Read this if: 

1) You have been investing in stocks or mutual funds. 
2) You’re just curious what “reinvestment” means. 
3) You know what “dividends” and “capital gains” are. If you don’t, read my post here.  



A while ago, I wrote about an investment strategy called “dollar cost averaging,” and later, I explained the difference between dividends and capital gains. This post will explain some more things regarding dividends and capital gain based on a suggestion from a reader. 

Monday, April 7, 2014

Mishaps in Money: Getting My License

The only type of automobile I'm comfortable driving.
Read this if: 

1) You are interested in learning how I got my license. It’s an uplifting tale. 
2) You want to think about the expenses that come with getting a car. 

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In the state of Maryland, you are allowed to get your Learner’s Permit at 15 and nine months. I did just that, and ended up getting my license 5 years and 7 months later. The amount of time isn’t what bothered me, it’s actually how much I had to spend...


Monday, March 31, 2014

4 Ways To Get Yourself a Job - I'm sure these are ground-breaking tips

Two of my favorite words. 
Read this if: 

1) You don’t know how to start looking for a job. 

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After I changed majors last semester, I had no idea how to apply for an internship in my new field. I didn't know how interviews worked, what my resume needed to have, or what kind of jobs there were. Here are four things I started doing while trying to figure out the job-search process, and I think they have worked out well for me. 

Monday, March 24, 2014

How Inflation Works (and why it matters)

Balloons, inflating, get it? Ahahaha.
Read this if: 

1) You want to know about a slightly more complex and significantly less exciting aspect of investing. 
2) You want another reason to motivate yourself to start investing (instead of just keeping your money in a bank account). 

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I think we've all heard the term "inflation." I took an entire intro course on this and all I can tell you is this: as time goes on, things get cost more money to buy. I think everyone should have a general grasp of inflation, because it does impact your investments.