Monday, December 30, 2013

My Most Remarkable Purchases of 2013

Happy new year! :D 
Read this if: 

1) You want to know how I spend my money (and how I feel about those expenditures). 


I have intense buyer’s remorse. According to my records, I have spent more this year than I have in any other year of my life (but considering I’m only 21 I guess that’s not saying much). Here are the highlights: what I paid money for and why it was significant. 

Monday, December 23, 2013

How Personal Finance Motivates Me To Study

My train of thought when I don't feel like studying.
I think everyone goes through this at some point, but every once in a while, I have trouble focusing on my studies. And by that I mean, I have trouble figuring out why I'm in college. It's a brief, momentary lapse in common sense, but it happens and when it does, I need to be sure that I have a good way of dealing with it.

That's where personal finance can (and often does) help me.

Monday, December 16, 2013

My First Personal Finance Lecture

Money Matters, first presentation. Why does the color look all weird here?

One of the goals I had when starting this blog was to document everything that happened in my life that was related to personal finance. (Super exciting. I *know*.) One of the most significant things was getting the opportunity to give a 45 minute lecture to a group of 20 college students. 

Read on if you want to know how it went...

Monday, December 9, 2013

Mishaps in Money: The Missing Payment

The universal symbol for fairy tales.

Once upon a time, there was a girl named Jane who lived in a castle. One day, she had to go to The Doctor’s Office. After her visit, she received a bill in the mail, which she paid, on-time and in full, because she was financially responsible. Yay! Since she was done with the whole thing, she threw the bill away, never giving it a second thought. 

A month later, she received a bill from The Doctor’s Office again. She was confused, but she ignored it since she knew she had paid already. 

Yet another month later, she received the bill again. What was going on? Surely it was a mistake...

Finally, after the bill was sent for the fourth time, she called the Customer Service people at The Doctor’s Office and asked, “Why?” 

Monday, December 2, 2013

Investing on Auto-Pilot

Could not figure out how to crop my fingers from the bottom. :( 
Read this if: 

1) You don't save or invest because you think it takes too much time. 
2) You don't save or invest because you forget. D: 


I spend less than an hour a month managing my finances because everything is on auto-pilot. Most of the time, I forget that I even have money. 

Of course, when I started my whole plan, I thought about it very carefully and planned every little detail out, but that was just to get all the automating started. I recommend this approach for pretty much everyone, especially those who are busy.