Monday, December 16, 2013

My First Personal Finance Lecture

Money Matters, first presentation. Why does the color look all weird here?

One of the goals I had when starting this blog was to document everything that happened in my life that was related to personal finance. (Super exciting. I *know*.) One of the most significant things was getting the opportunity to give a 45 minute lecture to a group of 20 college students. 

Read on if you want to know how it went...


I am really proud of Money Matters, but I realize that personal finance is not that interesting to most people. As such, my biggest fear going into the talk was that no one was going to answer my questions and that it would be the longest forty-five minutes of our lives.


I talked for about 15 minutes, during which people didn't look completely bored. For about 15 minutes after that, I had the students actually go to Money Matters and read some stuff. I got decent participation when it came time for questions, and was really surprised that people seemed to actually want to know about things related to personal finance. That was a big moment for me. 

What I Talked About

The main part of my presentation was based around this: "Solid knowledge of these four categories is all you really need."

Save, use credit wisely, invest a little, and think about retirement before it's actually time for retirement. Did I just sum up my entire blog in one sentence? Yes.

What I Learned 

A couple of students mentioned that they hadn't had any kind of exposure to personal finance - in their entire lives. A couple of others mentioned that they had some financial education in high school, but nothing else aside from that.

After the lecture, I asked for some feedback and received this anonymously:

"I though it was very helpful. As college students we are pretty financially illiterate. What is important about her blog is that it is designed with college students in mind. Her blog makes financial topics simple. None of us are financial wizards, so it is important that whoever tries to teach us something along these lines does so in a very simplistic way. Many decide just to disregard financial planning due to its perceived complexity. But Joan's blog shows that it does not have to be this way. I will certainly not hesitate to go back to Joan's blog in the future if I need to solve some financial mystery." 

Yay! :D 

I think there is a huge market on the college campus everywhere to help people learn personal finance before they graduate. Even if only one person per lecture walks away thinking more about personal finance, that's worth it to me. 


Credits: Facebook


  1. Congrats Joan, on becoming a recognized authority on personal financial matters!

    One point that you might make to those with no financial education in their lives is that paying attention to such matters allows people to gain a measure of control over their own destiny that those who live without financial planning generally do not have. It's an empowering concept.

  2. Thanks, and happy holidays! :D