Monday, December 23, 2013

How Personal Finance Motivates Me To Study

My train of thought when I don't feel like studying.
I think everyone goes through this at some point, but every once in a while, I have trouble focusing on my studies. And by that I mean, I have trouble figuring out why I'm in college. It's a brief, momentary lapse in common sense, but it happens and when it does, I need to be sure that I have a good way of dealing with it.

That's where personal finance can (and often does) help me.

As you can see from my chart above, I think there are direct consequences from not doing well in school. It boils down to not wanting to be poor.

To live a healthy life, I think we really need to have a good balance between living "in the now" and preparing for the future. If all we do is think about what's currently happening, we may not be ready when something unexpected occurs. If all we do is prepare for the future, we may forget to enjoy what's happening right now. I like to think that I am doing both, but I'm almost positive I think too much about the future.

Another way that personal finance motivates me to make the most of my college education is by reminding me how much college costs. If I spent $50,000 and five years of my life on something, you can bet I'd want to use it every day and not let it sit in a corner somewhere gathering dust. It's no different with a college education.


How do you motivate yourself to study?  Let me know in the comments. 

As always, contact me with questions or suggestions! You can either comment directly on the post or send me an email to 


  1. After I spend enough time telling my friends to be responsible about their own work and I make sure it's getting done, I realize how hypocritical I'm being.
    ...I then continue being hypocritical until the day before the exam, at which point I cram. It's a really smart plan.

  2. Hehehe. Good intentions and all that. :D